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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

1235 Branch Street #3

Lancaster, SC · 1,620 sqft

$319,900

Reduced from $344,900

  • 3Beds
  • 2Baths
  • 1,620SqFt
  • 2023Year
  • 69 x 200 x 110 x 177Lot
  • 68Days on market

About this home

New price and great value in an established Lancaster neighborhood. Built in 2023, this one-story ranch offers a covered rocking-chair front porch on a quiet cul-de-sac and an open floor plan with a spacious great room and dining area. The kitchen features 42" white shaker cabinets, quartz countertops, stainless steel appliances and a breakfast bar. LVP flooring runs through the main living areas and bedrooms. A deck overlooks the level, almost half-acre lot with room for a future detached garage, accessory building or expanded outdoor living space (buyer to verify). Easy drive to Uptown Charlotte and surrounding areas makes this a great option for commuters, first-time buyers, work-from-home buyers and downsizers, etc.. Area may be eligible for USDA or VA financing; buyers should verify eligibility with their lender. Home has been tenant-occupied and is now ready for its next owner.

Property details

Beds
3
Baths
2
SqFt
1,620
Lot
69 x 200 x 110 x 177
Year built
2023
Type
Single Family
Days on market
68
Style
Ranch
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Other
  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,354/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$100,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.