Mt Ulla · Mt Ulla, NC
1235 Gardenia Drive #41
Mt Ulla, NC · 3,327 sqft
$542,400
- 4Beds
- 3.5Baths
- 3,327SqFt
- 2026Year
- 68Days on market
About this home
Only $1,000 down to write a contract! This brand-new construction home is situated on .98 acres in the new McNeely Farms subdivision in Mt. Ulla, NC. Conveniently located just minutes from downtown Mooresville, shopping, dining, and interstates 77 and 85.The 3,327 sq. ft. ranch with 4 bedrooms and an office and 3.5 bathrooms offers, 3 bedrooms, a flex space/office and 2.5 baths on the main level. The second floor includes a large bonus room, full bath, and a bedroom. The open-concept floor plan is designed for functionality and entertaining. Interior features include 9' ceilings, a spacious eat-in kitchen with oversized island, quartz countertops, tiled backsplash, gourmet stainless steel appliance package, and laminate wood flooring in the main living areas. The primary suite includes a 5' tiled shower. Exterior features include a 16’ x 14’ covered patio overlooking a large, level backyard in a peaceful setting, Hardie board siding and upgraded stone package. No HOA fees! Closing cost paid (except prepaids and points) with use of preferred lender. Flex cash available to lower interest rate!! All photos are for representation purposes only
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,327
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 68
- Garage
- 2
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,992/ month
- Principal & interest
- $3,359
- Property tax (~1.05%)
- $474
- Homeowners insurance
- $158
- HOA dues
- —
Down payment
$27,120 down · $515,280 financed
Income to qualify (28% rule)
~$171,087 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.