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John KurtzCharlotte · NC

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Mt Ulla · Mt Ulla, NC

1235 Gardenia Drive #41

Mt Ulla, NC · 3,327 sqft

$542,400

  • 4Beds
  • 3.5Baths
  • 3,327SqFt
  • 2026Year
  • 68Days on market

About this home

Only $1,000 down to write a contract! This brand-new construction home is situated on .98 acres in the new McNeely Farms subdivision in Mt. Ulla, NC. Conveniently located just minutes from downtown Mooresville, shopping, dining, and interstates 77 and 85.The 3,327 sq. ft. ranch with 4 bedrooms and an office and 3.5 bathrooms offers, 3 bedrooms, a flex space/office and 2.5 baths on the main level. The second floor includes a large bonus room, full bath, and a bedroom. The open-concept floor plan is designed for functionality and entertaining. Interior features include 9' ceilings, a spacious eat-in kitchen with oversized island, quartz countertops, tiled backsplash, gourmet stainless steel appliance package, and laminate wood flooring in the main living areas. The primary suite includes a 5' tiled shower. Exterior features include a 16’ x 14’ covered patio overlooking a large, level backyard in a peaceful setting, Hardie board siding and upgraded stone package. No HOA fees! Closing cost paid (except prepaids and points) with use of preferred lender. Flex cash available to lower interest rate!! All photos are for representation purposes only

Property details

Beds
4
Baths
3.5
SqFt
3,327
Lot
Year built
2026
Type
Single Family
Days on market
68
Garage
2
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,992/ month

Principal & interest
$3,359
Property tax (~1.05%)
$474
Homeowners insurance
$158
HOA dues

Down payment

$27,120 down · $515,280 financed

Income to qualify (28% rule)

~$171,087 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.