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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

124 Golden Creek Trail

Union Mills, NC · 1,680 sqft

$550,000

  • 3Beds
  • 2Baths
  • 1,680SqFt
  • 2011Year
  • 1Days on market

About this home

Escape to your own private mountain retreat with this charming 3-bedroom, 2 full bath cabin nestled on 1.73 peaceful acres surrounded by mature trees and natural beauty. A gentle creek flows along the back of the property, creating the perfect setting to relax and unwind. Being sold fully furnished, this home is truly move-in ready or can immediately begin serving as an income-producing rental opportunity. Inside, you’ll love the open-concept layout with a desirable split-bedroom floorplan that offers both comfort and privacy. The inviting living area flows seamlessly into the kitchen and dining space, making it ideal for gathering with family and friends. Step outside to enjoy the covered front porch or entertain guests on the spacious back deck overlooking the private backyard. Spend evenings around the fire pit listening to the peaceful sounds of nature. An outbuilding also conveys, providing additional storage space for tools, outdoor equipment, or recreational gear. Whether you’re searching for a full-time residence, weekend getaway, or investment property, this beautiful cabin offers the perfect blend of comfort, privacy, and rustic charm.

Property details

Beds
3
Baths
2
SqFt
1,680
Lot
Year built
2011
Type
Single Family
Days on market
1
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
HOA dues
$430 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,083/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues
$35

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$175,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.