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John KurtzCharlotte · NC

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Cullowhee · Cullowhee, NC

124 Light Waters Drive

Cullowhee, NC · 2,226 sqft

$635,000

Reduced from $775,000

  • 4Beds
  • 3.5Baths
  • 2,226SqFt
  • 2024Year
  • 316Days on market

About this home

Riverfront New Construction: Mountain Luxury on the Water! Welcome to your dream home nestled along the tranquil banks of the Tuckasegee River. Step inside this open-concept home to find high-end finishes throughout, including LVP floors, custom cabinetry, and an expansive covered outdoor living space. The kitchen has ample space with quartz countertops, stainless steel appliances, and a farmhouse sink in the island so you can stay connected to family & friends. The main living area features shiplap walls & ceilings and a cozy gas fireplace, leading to the covered outdoor deck where you can enjoy your morning coffee or evening sunsets while taking in the peaceful sounds of the river. The expansive backyard has direct gentle access to the river, ideal for fishing, kayaking, or simply relaxing by the water. Located just minutes from WCU, this home offers the ultimate convenient seclusion. *Home is not in the Special Flood Hazard Area per LOMR-f document on FEMA website. No flood damage from Helene.

Property details

Beds
4
Baths
3.5
SqFt
2,226
Lot
Year built
2024
Type
Single Family
Days on market
316
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
Water, Year Round
HOA dues
$200 / yr

Features

  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,690/ month

Principal & interest
$3,932
Property tax (~1.05%)
$555
Homeowners insurance
$185
HOA dues
$16

Down payment

$31,750 down · $603,250 financed

Income to qualify (28% rule)

~$201,010 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.