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John KurtzCharlotte · NC

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Swannanoa · Swannanoa, NC

124 Lytle Cove Road

Swannanoa, NC · 2,448 sqft

$650,000

Reduced from $670,000

  • 6Beds
  • 4Baths
  • 2,448SqFt
  • 1998Year
  • 225Days on market

About this home

LISTED AT APPRAISED VALUE! This unique Swannanoa property offers two homes on one parcel—a rare opportunity with versatile living potential. The main residence features a flexible layout with upper-level living and a fully equipped lower-level suite complete with its own kitchen, den, bedroom, and bath—perfect for extended living or private guest space. A second home on the property provides an additional 2 bedrooms and 1 bath. Whether you’re looking to live in one home and rent the other, bring family closer, or add a strong income-producing property to your portfolio, this property offers flexibility and long-term value rarely found in the area.

Property details

Beds
6
Baths
4
SqFt
2,448
Lot
Year built
1998
Type
Single Family
Days on market
225
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.