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John KurtzCharlotte · NC

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Old Fort · Old Fort, NC

124 Orchard Street

Old Fort, NC · 1,092 sqft

$295,000

Reduced from $324,900

  • 2Beds
  • 2Baths
  • 1,092SqFt
  • 2025Year
  • 50x155x74x200Lot
  • 253Days on market

About this home

Adorable New Construction Home in Old Fort!

Why settle for the upkeep of an older home when you can enjoy the comfort and convenience of new construction? This thoughtfully designed garden home blends modern style with low-maintenance living — perfect for those who value simplicity without sacrificing quality.

Step inside to a light-filled open floor plan featuring a spacious great room and a well-appointed kitchen with quality finishes throughout. The primary suite offers a sleek en suite bath with a beautifully tiled walk-in shower. A generously sized second bedroom provides flexibility for guests, a home office, or creative pursuits.

Exterior highlights include: Covered front porch Private back deck Fully fenced yard Easy-care, level lot Large driveway for plenty of parking

Located in the heart of Old Fort, you’re just a short walk or ride to local restaurants, breweries, and shops — and only 20 minutes to Asheville.

No HOA. STR-friendly. Broker-owned. Seller is offering a closing cost allowance with an acceptable offer.

Property details

Beds
2
Baths
2
SqFt
1,092
Lot
50x155x74x200
Year built
2025
Type
Single Family
Days on market
253
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Attic Other
  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.