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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

124 Whiterock Drive #58

Mount Holly, NC · 3,782 sqft

$850,000

  • 4Beds
  • 2.5Baths
  • 3,782SqFt
  • 2005Year
  • 1Days on market

About this home

DONT MISS THIS ONE!!Discover luxury living in the prestigious Stonewater community on Mountain Island Lake!! This waterfront community is close to Uptown! HUGE Majority finished walkout basement on wooded private, fenced lot w/ access to walking trail and close to water access! Dramatic 2-sty foyer, 2 story great groom, Huge windows, Moldings. LR w/bay window, Office w/ French doors. The heart of the home is the spacious kitchen, complete with a huge island, granite countertops, stainless steel appliances, and a walk-in pantry, flowing seamlessly into the living area featuring a striking fireplace. Morning room/breakfast area with ample light and immediate access to huge deck. This 4 bedroom with 5th bed/bonus on main level offers thoughtfully updated living space. Upstairs, the primary suite includes a spa-like bathroom and walk-in closets, with three additional bedrooms. From the basement, you can step outside to your private backyard retreat with fire pit, perfect for entertaining or unwinding. Stonewater offers an array of community amenities, including a pool, renovated clubhouse, pickleball, volleyball, tennis, and basketball courts, two playgrounds, and walking trails—truly a lifestyle beyond the home itself. Schedule your tour today!!

Property details

Beds
4
Baths
2.5
SqFt
3,782
Lot
Year built
2005
Type
Single Family
Days on market
1
Garage
3
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile, Wood
HOA dues
$1,138 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Central Vacuum
  • Kitchen Island
  • Open Floorplan
  • Walk-In Pantry
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,350/ month

Principal & interest
$5,264
Property tax (~1.05%)
$743
Homeowners insurance
$247
HOA dues
$94

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$272,177 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.