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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

1241 County Line Road

Rutherfordton, NC · 2,041 sqft

$569,000

  • 4Beds
  • 3Baths
  • 2,041SqFt
  • 1960Year
  • 1Days on market

About this home

Two homes, one property, and more potential than most buyers will know what to do with. The main brick ranch offers 3 bedrooms, 2 full baths, a formal living room, a den with new gas log fireplace, and an open kitchen and dining layout finished with hardwood and luxury vinyl plank flooring throughout. The attached two-car carport keeps vehicles covered and the 2.5 acres level and usable. The guest cottage is a legitimate second dwelling with its own permitted septic system, 1 bed, 1 bath, mini-split, kitchen area, and LVP flooring throughout. Use it for Airbnb, a long-term tenant, in-laws, or a caretaker. The 1,916 sq ft insulated shop and garage is framed for a bathroom and built to handle real work, whether that means a car collection, a contractor operation, or a small business. Add a run-in shelter, barn, tack and feed building, and flat open pasture and this property works equally well as a hobby farm or an income-producing investment. State-maintained road access. No city taxes. A couple photos represent AI furnishings and removal.

Property details

Beds
4
Baths
3
SqFt
2,041
Lot
Year built
1960
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Walk-In Closet(s)
  • Livestock Run In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,187/ month

Principal & interest
$3,523
Property tax (~1.05%)
$497
Homeowners insurance
$165
HOA dues

Down payment

$28,450 down · $540,550 financed

Income to qualify (28% rule)

~$179,478 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.