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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1241 S Lafayette Street

Shelby, NC · 1,782 sqft

$257,900

Reduced from $270,000

  • 3Beds
  • 2Baths
  • 1,782SqFt
  • 1922Year
  • 201Days on market

About this home

SELLER MOTIVATED - SELLER OFFERING $3K CONCESSIONS - Welcome to 1241 S Lafayette St, a fully renovated 3 bed, 2 bath home blending 1920s character with modern upgrades throughout. Sitting on a desirable corner lot just minutes from downtown Shelby, this property features a brand-new interior with updated flooring, fresh paint, and a bright open layout. Major improvements include a new roof (2022) and new HVAC (2021) for peace of mind. The spacious kitchen offers modern style with updated cabinets and finishes, and both bathrooms have been completely redone with updated tile and high-quality finishes. All three bedrooms are generously sized, and the floorplan offers excellent natural light throughout. Outside, the corner lot provides easy parking, yard space, and curb appeal — ideal for outdoor living or future entertaining. Conveniently located close to Hwy 74, schools, shopping, and downtown amenities. Perfect for first-time buyers, downsizers, or investors — move-in ready with all the major updates already done.

Property details

Beds
3
Baths
2
SqFt
1,782
Lot
Year built
1922
Type
Single Family
Days on market
201
Heating
Natural Gas
Cooling
Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,898/ month

Principal & interest
$1,597
Property tax (~1.05%)
$225
Homeowners insurance
$75
HOA dues

Down payment

$12,895 down · $245,005 financed

Income to qualify (28% rule)

~$81,348 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.