Charlotte · Charlotte, NC
12456 Susanna Drive
Charlotte, NC · 2,028 sqft
$400,000
- 4Beds
- 2.5Baths
- 2,028SqFt
- 2020Year
- 1Days on market
About this home
Beautifully maintained 4-bedroom home situated on a spacious .60-acre lot with no HOA! Built in 2020, this move-in-ready home offers over 2,000 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. The bright kitchen features a large island, ample cabinetry, and seamless flow into the dining area and family room. Upstairs, you'll find all four bedrooms, including a spacious primary suite with private bath and convenient upper-level laundry. Enjoy the charm of the covered front porch, an attached 2-car garage, and plenty of outdoor space for gardening, play, pets, or future enhancements. Located just minutes from Mountain Island Lake, shopping, dining, and major commuter routes, this property combines the benefits of newer construction with the freedom and privacy of a large lot and no HOA restrictions. A rare opportunity to enjoy modern living with room to spread out!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,028
- Lot
- —
- Year built
- 2020
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
Features
- Kitchen Island
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,943/ month
- Principal & interest
- $2,477
- Property tax (~1.05%)
- $350
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$126,171 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


