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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

125 Oregon Street

Charlotte, NC · 1,182 sqft

$319,900

  • 3Beds
  • 2Baths
  • 1,182SqFt
  • 2005Year
  • 12Days on market

About this home

***** FOR THE INDIVIDUAL BUYER *****

Welcome to 125 Oregon St — a beautifully crafted new construction townhome offering modern style, low-maintenance living, and an exceptional location just minutes from Uptown Charlotte. This thoughtfully designed 3-bedroom, 2-bathroom home features granite countertops, white shaker kitchen cabinets, stainless steel appliances, stylish tile showers, an electric water heater, and washer/dryer connections for everyday comfort and convenience. A private driveway provides valuable off-street parking.

Perfectly positioned near Uptown Charlotte, this home offers easy access to some of the city’s top destinations, including Bank of America Stadium, Truist Field, the NASCAR Hall of Fame, and Romare Bearden Park. Enjoy being close to Charlotte’s thriving dining, brewery, and entertainment scene, with convenient access to popular neighborhoods including South End, NoDa, Plaza Midwood, and Optimist Hall.

Whether you are searching for your next primary residence or a stylish city home close to everything Charlotte has to offer, 125 Oregon St delivers the ideal blend of comfort, convenience, and location.

***** FOR THE REAL ESTATE INVESTOR *****

125 Oregon St presents a compelling investment opportunity in one of Charlotte’s rapidly growing markets. This newly constructed 3-bedroom, 2-bathroom townhome offers attractive modern finishes, low-maintenance ownership, and strong appeal for both long-term tenants and future resale value. Features including granite countertops, white shaker cabinetry, stainless steel appliances, tile showers, private off-street parking, and proximity to Uptown Charlotte position this property well within a high-demand rental corridor.

Investors also have a rare opportunity to expand their portfolio further, as the seller is willing to sell the two attached neighboring townhomes as part of a multi-unit acquisition opportunity. Acquiring multiple adjacent units can create operational efficiencies, increased rental income potential, and long-term appreciation opportunities in a rapidly developing area near Uptown Charlotte.

For buyers exploring creative ownership strategies, this property may also be ideal for a “house-hack” approach — living in one unit while generating rental income from the remaining units. Buyers may wish to explore owner-occupant financing options, including FHA loan programs that may allow eligible purchasers to acquire properties with up to four units using lower down payment requirements. Buyers should independently verify financing guidelines and consult with qualified lenders and real estate professionals regarding eligibility and loan terms.

Property details

Beds
3
Baths
2
SqFt
1,182
Lot
Year built
2005
Type
Townhome
Days on market
12
Heating
Central
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,354/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$100,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.