Skip to content
John KurtzCharlotte · NC

View all 17 photos →

Mt Ulla · Mt Ulla, NC

1250 Gardenia Drive #13

Mt Ulla, NC · 3,210 sqft

$562,900

Reduced from $567,900

  • 4Beds
  • 3.5Baths
  • 3,210SqFt
  • 2026Year
  • 58Days on market

About this home

Only $1,000 down to write a contract—don’t miss this exceptional opportunity to own brand-new construction in the desirable McNeely Farms community in Mt. Ulla, NC! Situated on a spacious 0.94-acre homesite, this completed home offers peaceful living just minutes from downtown Mooresville, shopping, dining, and convenient access to I-77 and I-85.This thoughtfully designed 3,210 sq. ft. ranch with a 3-car garage features 4 bedrooms plus a private office and 3.5 baths. The main level includes 3 bedrooms, an office, and 2.5 baths, while the upper level provides a perfect guest or flex space with a large bonus room, additional bedroom, and full bath. The open-concept layout is ideal for everyday living and entertaining, highlighted by 9’ ceilings and a spacious eat-in kitchen with an oversized island, granite countertops, tiled backsplash, and a gourmet stainless steel appliance package. Laminate wood flooring flows throughout the main living areas, and the formal dining room showcases elegant coffered ceilings. The primary suite offers a relaxing retreat with a beautifully tiled 5’ shower. Enjoy outdoor living on the 16’ x 14’ covered deck overlooking a large, level backyard in a serene setting. Exterior features include durable Hardie board siding and an upgraded stone package. No HOA fees! Move-in ready with premium upgrades and unbeatable incentives—schedule your showing today! Closing cost paid (except prepaids and points) with use of preferred lender. Flex cash available to lower interest rate OR below market value rates available!!

Property details

Beds
4
Baths
3.5
SqFt
3,210
Lot
Year built
2026
Type
Single Family
Days on market
58
Garage
3
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Laminate, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,142/ month

Principal & interest
$3,486
Property tax (~1.05%)
$492
Homeowners insurance
$164
HOA dues

Down payment

$28,145 down · $534,755 financed

Income to qualify (28% rule)

~$177,553 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.