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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12520 Old Iron Lane

Charlotte, NC · 1,815 sqft

$499,000

  • 3Beds
  • 2Baths
  • 1,815SqFt
  • 2021Year
  • 9Days on market

About this home

PRICED TO SELL! This award-winning DOGWOOD model offering 1,815 sq ft with 3 bedrooms and 2 full baths, thoughtfully designed with both comfort and style in mind. This home features a 4’ garage extension plus added floored attic storage - ideal for keeping everything organized. Inside, you’ll find LVP flooring throughout the main living areas and tile in the wet spaces, along with a stunning floor-to-ceiling stone VENTED gas fireplace with a cedar mantle anchoring the main living space. The well-appointed kitchen showcases a stainless steel appliance pkg, Gas range, granite countertops, custom tile backsplash, and under-cabinet lighting. The spacious primary suite offers a tray ceiling and a beautifully designed ensuite bath complete with a dual-sink vanity with granite countertops, a soaking tub, and a frameless walk-in shower. Outdoor living truly sets this home apart - enjoy a covered rear porch, extended concrete patio, and fenced backyard with exceptional privacy. With no home directly behind, a natural berm, and a retention pond as your rear neighbor, this setting is peaceful and hard to find. A charming covered front porch adds even more curb appeal. Don’t miss your chance to enjoy low-maintenance living with lawn maintenance, security system, cable, and high-speed internet included, all within an active, resort-style 55+ community offering a full-time Lifestyle Director, indoor and outdoor pools, sports courts, trails, dog parks, and a 17,000+ sq ft clubhouse.

Property details

Beds
3
Baths
2
SqFt
1,815
Lot
Year built
2021
Type
Single Family
Days on market
9
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$400 / mo

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,072/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues
$400

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$174,540 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.