Charlotte · Charlotte, NC
12532 Overlook Mountain Drive
Charlotte, NC · 4,930 sqft
$995,000
- 6Beds
- 5Baths
- 4,930SqFt
- 1999Year
- 204x145x208x123Lot
- 39Days on market
About this home
Located in the highly sought-after waterfront community of Overlook, this stunning full brick home sits on a spacious corner lot of .628 acres, offering both privacy and curb appeal. With 6 bedrooms and 5 full bathrooms, this home provides exceptional space and flexibility for modern living.
The home features a newly remodeled kitchen with quartz countertops, a stylish backsplash, and a custom wine bar complete with a beverage refrigerator—perfect for entertaining. Fresh designer paint throughout, refinished wood floors, new carpet, and smart home features including Nest thermostats add a fresh, move-in-ready feel.
Designed for convenience and versatility, the layout includes a guest suite on the main floor with an ensuite bathroom, two laundry rooms, and dual staircases. The finished walkout basement offers even more living space, complete with a bedroom, full bath, and abundant storage—ideal for guests, a home office, or multi-generational living.
Step outside to enjoy beautiful landscaping, a fenced backyard, and an oversized, multilevel deck—perfect for relaxing or hosting gatherings.
Ideally located just minutes from the airport and I-485, this home is also close to Riverbend Village, Mountain Island Lake, and the U.S. National Whitewater Center, with Uptown Charlotte only 15 minutes away for easy access to dining, arts, and professional sports.
This exceptional property combines space, style, and location in an amenity rich waterfront community—don’t miss the opportunity to call it home.
Property details
- Beds
- 6
- Baths
- 5
- SqFt
- 4,930
- Lot
- 204x145x208x123
- Year built
- 1999
- Type
- Single Family
- Days on market
- 39
- Garage
- 2
- Style
- Transitional
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $1,842 / yr
Features
- Attic Stairs Pulldown
- Attic Walk In
- Cable Prewire
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Other - See Remarks
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,476/ month
- Principal & interest
- $6,162
- Property tax (~1.05%)
- $870
- Homeowners insurance
- $290
- HOA dues
- $153
Down payment
$49,750 down · $945,250 financed
Income to qualify (28% rule)
~$320,428 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


