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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12532 Overlook Mountain Drive

Charlotte, NC · 4,930 sqft

$995,000

  • 6Beds
  • 5Baths
  • 4,930SqFt
  • 1999Year
  • 204x145x208x123Lot
  • 39Days on market

About this home

Located in the highly sought-after waterfront community of Overlook, this stunning full brick home sits on a spacious corner lot of .628 acres, offering both privacy and curb appeal. With 6 bedrooms and 5 full bathrooms, this home provides exceptional space and flexibility for modern living.

The home features a newly remodeled kitchen with quartz countertops, a stylish backsplash, and a custom wine bar complete with a beverage refrigerator—perfect for entertaining. Fresh designer paint throughout, refinished wood floors, new carpet, and smart home features including Nest thermostats add a fresh, move-in-ready feel.

Designed for convenience and versatility, the layout includes a guest suite on the main floor with an ensuite bathroom, two laundry rooms, and dual staircases. The finished walkout basement offers even more living space, complete with a bedroom, full bath, and abundant storage—ideal for guests, a home office, or multi-generational living.

Step outside to enjoy beautiful landscaping, a fenced backyard, and an oversized, multilevel deck—perfect for relaxing or hosting gatherings.

Ideally located just minutes from the airport and I-485, this home is also close to Riverbend Village, Mountain Island Lake, and the U.S. National Whitewater Center, with Uptown Charlotte only 15 minutes away for easy access to dining, arts, and professional sports.

This exceptional property combines space, style, and location in an amenity rich waterfront community—don’t miss the opportunity to call it home.

Property details

Beds
6
Baths
5
SqFt
4,930
Lot
204x145x208x123
Year built
1999
Type
Single Family
Days on market
39
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$1,842 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,476/ month

Principal & interest
$6,162
Property tax (~1.05%)
$870
Homeowners insurance
$290
HOA dues
$153

Down payment

$49,750 down · $945,250 financed

Income to qualify (28% rule)

~$320,428 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.