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John KurtzCharlotte · NC

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Spindale · Spindale, NC

126 Campbell Street

Spindale, NC · 1,325 sqft

$239,900

Reduced from $245,900

  • 3Beds
  • 2Baths
  • 1,325SqFt
  • 1937Year
  • 102Days on market

About this home

This stunningly transformed bungalow in the heart of charming Spindale, North Carolina, delivers instant curb appeal that goes far beyond impressive—it's a true showstopper from every angle! Extensively renovated, this home exudes the ultimate "WOW" factor with attention to detail. The fresh architectural shingle roof with crisp white vinyl trim and gutters perfectly complements the vibrant green vinyl siding. All new doors and windows bring in abundant natural light, while a brand-new HVAC system ensures year-round comfort. The driveway boasts fresh gravel, and the yard has been recently seeded for that lush, welcoming look. The detached 2-car garage has been updated to match the house, complete with new doors and convenient remote openers—ideal for easy access and extra storage. Journey inside to a seamless, modern flow featuring durable wood-look vinyl plank flooring throughout, soft neutral walls, and bright white trim for a clean, timeless feel. The U-shaped kitchen is a chef's delight with ample cabinet storage, gorgeous granite countertops, and plenty of space to add a cozy breakfast nook or practical drop zone near the side entrance. A dedicated formal dining room offers flexibility for gatherings, while both bathrooms shine with elegant large-format tile tub surrounds for a spa-like touch. The home is connected to public utilities for hassle-free living. Nestled in friendly Spindale—part of Rutherford County's welcoming Tri-City area (with Rutherfordton and Forest City just minutes away)—you're perfectly positioned for small-town charm with big perks. Enjoy the Thermal Belt Rail-Trail for exploration, local spots like a taproom & pizzeria, nearby My Sweet vineyard & winery, and easy drives to iconic attractions like Chimney Rock, Lake Lure, and the Blue Ridge Mountains. This move-in-ready gem combines modern upgrades with classic bungalow character—perfect for first-time buyers, downsizers, or anyone craving low-maintenance luxury in a peaceful, convenient location. Ready to fall in love? This one won't last long!

Property details

Beds
3
Baths
2
SqFt
1,325
Lot
Year built
1937
Type
Single Family
Days on market
102
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,765/ month

Principal & interest
$1,485
Property tax (~1.05%)
$209
Homeowners insurance
$69
HOA dues

Down payment

$11,995 down · $227,905 financed

Income to qualify (28% rule)

~$75,670 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.