Spruce Pine · Spruce Pine, NC
126 Ridgeview Road
Spruce Pine, NC · 2,186 sqft
$385,000
Reduced from $425,000
- 3Beds
- 1.5Baths
- 2,186SqFt
- 1962Year
- 66Days on market
About this home
Charming and cozy ranch-style home featuring 3 bedrooms, 1 full bath, and 1 three-quarter bath, with a flexible floor plan designed for comfortable living. The spacious living room with a gas fireplace flows seamlessly into two inviting bedrooms and a beautifully updated full bath. A versatile third room—ideal as an office or additional bedroom—opens into a bright and welcoming sunroom.
The kitchen offers an eat-in area and connects to a large separate dining room, which leads to an additional bonus space complete with a three-quarter bath—perfect for guests or extended living. Sliding glass doors open to a covered back porch, ideal for relaxing or entertaining, along with an additional open deck area for enjoying the outdoors.
The backyard features seasonal winter mountain views and includes a swim spa for year-round enjoyment. Located in the desirable Swiss Pine Lake community, residents enjoy access to a private lake, picnic areas, and walking trails—all just minutes from the town of Spruce Pine. A detached one car garage is also featured
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 2,186
- Lot
- —
- Year built
- 1962
- Type
- Single Family
- Days on market
- 66
- Garage
- 1
- Heating
- Forced Air, Oil, Propane
- Cooling
- None
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $800 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,900/ month
- Principal & interest
- $2,384
- Property tax (~1.05%)
- $336
- Homeowners insurance
- $112
- HOA dues
- $66
Down payment
$19,250 down · $365,750 financed
Income to qualify (28% rule)
~$124,296 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.