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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

126 Terrace Road

Mooresville, NC · 1,275 sqft

$298,000

Reduced from $315,000

  • 3Beds
  • 1.5Baths
  • 1,275SqFt
  • 1967Year
  • 35Days on market

About this home

Charming all-brick ranch home nestled in a desirable Mooresville location on nearly half an acre! This well-maintained 3-bedroom, 2-bath property offers hardwood floors and a functional layout. The updated kitchen features butcher block countertops, stainless steel appliances, ample cabinet space, and a layout that opens comfortably to the main living areas, ideal for both daily use and entertaining. The primary suite includes a private en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Lots of natural lighting throughout the home! From the breakfast area, step out onto the deck and enjoy a large, fully fenced backyard with plenty of room for entertaining, pets, gardening, or simply relaxing. Shed with covered area, previously used for boat storage. Conveniently located just minutes from shopping, dining, and top-rated schools, this home also offers easy access to Lake Norman. No HOA! Enjoy the perfect combination of charm and accessibility in one of Mooresville’s most sought-after areas.

Property details

Beds
3
Baths
1.5
SqFt
1,275
Lot
Year built
1967
Type
Single Family
Days on market
35
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,193/ month

Principal & interest
$1,845
Property tax (~1.05%)
$260
Homeowners insurance
$86
HOA dues

Down payment

$14,900 down · $283,100 financed

Income to qualify (28% rule)

~$93,997 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.