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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

1261 Charlotte Avenue

Rock Hill, SC · 1,391 sqft

$299,000

  • 2Beds
  • 3Baths
  • 1,391SqFt
  • 2000Year
  • 14Days on market

About this home

Rarely does a meticulously maintained end-unit hit the market in such a prime location, situated within walking distance of Fewell Park and Winthrop University. This three-story condominium offers a thoughtful layout full of surprises, beginning with a versatile bottom floor that features a one-car garage, ample storage, and a dedicated flex space. The main level serves as the heart of the home, boasting a sunlit kitchen and breakfast nook that flows into a living room anchored by a cozy gas fireplace and a breezy screened porch. Upstairs, two spacious bedrooms each enjoy private full baths and secondary laundry access for ultimate convenience. With stunning hardwoods throughout the top two floors, upgraded countertops, and mostly newer windows, every detail has been polished to perfection. This turn-key property—supported by a $200 monthly HOA that covers exterior maintenance, lawn care, and extermination—is ready to serve as a premier primary residence or a high-value addition to your investment portfolio.

Property details

Beds
2
Baths
3
SqFt
1,391
Lot
Year built
2000
Type
Condo
Days on market
14
Garage
1
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
HOA dues
$200 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,400/ month

Principal & interest
$1,851
Property tax (~1.05%)
$261
Homeowners insurance
$87
HOA dues
$200

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$102,884 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.