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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12730 Spirit Bound Way

Charlotte, NC · 1,120 sqft

$248,000

Reduced from $252,000

  • 2Beds
  • 2.5Baths
  • 1,120SqFt
  • 1999Year
  • 22Days on market

About this home

ADORABLE townhome close to many amenities. The downstairs offers an open floor plan that includes a nice kitchen, a half bath, dining area and living room with access to the outdoor living space. Upstairs there are two ample size bedrooms, with two full bathrooms and laundry area. The washer and dryer were replaced in 2025 and will convey with acceptable offer. The patio door and the windows on the back side of the home were replace 2019. Privacy fence was added 2025. Water and sewer are included in the HOA fee,

Property details

Beds
2
Baths
2.5
SqFt
1,120
Lot
Year built
1999
Type
Townhome
Days on market
22
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,825/ month

Principal & interest
$1,535
Property tax (~1.05%)
$217
Homeowners insurance
$72
HOA dues

Down payment

$12,400 down · $235,600 financed

Income to qualify (28% rule)

~$78,225 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.