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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

12764 Persimmon Tree Drive

Charlotte, NC · 1,160 sqft

$259,900

Reduced from $269,900

  • 2Beds
  • 2.5Baths
  • 1,160SqFt
  • 2014Year
  • 20Days on market

About this home

Welcome to 12764 Persimmon Tree Drive, a well-maintained townhome in the Steele Creek area offering 2 bedrooms, 2.5 bathrooms, and 1,160 square feet of comfortable, move-in ready living space. The main level features an open, functional layout filled with natural light, creating an inviting space for both everyday living and entertaining. The spacious living area flows seamlessly into a well-appointed kitchen with ample cabinet and counter space, making it both practical and easy to enjoy. A convenient half bath is also located on the main level for guests. Upstairs, both bedrooms offer privacy and convenience, each with its own full bathroom. This layout works well for roommates, guests, or a dedicated home office, providing a comfortable separation of space while still feeling connected and efficient. Step outside to a private rear patio, perfect for relaxing, enjoying your morning coffee, or unwinding in the evening. Recent updates include fresh paint, brand new carpet, and new flooring in the bathrooms, giving the home a clean, updated feel throughout. The home has been well cared for and offers easy, low-maintenance living. Conveniently located just minutes from shopping, dining, and everyday conveniences, with quick access to I-485 and I-77 for an easy commute. Close proximity to Charlotte Premium Outlets, RiverGate, Lake Wylie, and Carowinds provides plenty of options for entertainment and recreation. A well-kept home offering simplicity, convenience, and a location that continues to see steady growth.

Property details

Beds
2
Baths
2.5
SqFt
1,160
Lot
Year built
2014
Type
Townhome
Days on market
20
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Bamboo, Tile, Vinyl, Other - See Remarks
HOA dues
$175 / mo

Features

  • Lawn Maintenance
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,087/ month

Principal & interest
$1,609
Property tax (~1.05%)
$227
Homeowners insurance
$75
HOA dues
$175

Down payment

$12,995 down · $246,905 financed

Income to qualify (28% rule)

~$89,479 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.