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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

128 Indian Harbor Trail #E147

Mount Gilead, NC · 658 sqft

$115,000

  • 1Beds
  • 1Baths
  • 658SqFt
  • 1900Year
  • 49x76x89x78Lot
  • 24Days on market

About this home

Who is looking for a place that needs work but has great bones?? This could be the one. Park Model with an addition. Additional common area was bought and added to this lot making is larger than most. 1 Bedroom and 1 bathroom. All electric unit with washer dryer to remain. New metal roof has been installed May 2026. There has been a roof leak in the bathroom. The wall behind the shower needs to be replaced. What is there will remain. Come and make this little home into exactly what you want it to be. All buyers must be with a realtor to gain access to the community.

Property details

Beds
1
Baths
1
SqFt
658
Lot
49x76x89x78
Year built
1900
Type
Single Family
Days on market
24
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Pillar/Post/Pier
HOA dues
$550 / yr

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$892/ month

Principal & interest
$712
Property tax (~1.05%)
$100
Homeowners insurance
$33
HOA dues
$45

Down payment

$5,750 down · $109,250 financed

Income to qualify (28% rule)

~$38,238 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.