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John KurtzCharlotte · NC

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Troutman · Troutman, NC

128 Overcash Road #7171

Troutman, NC · 3,159 sqft

$599,900

  • 4Beds
  • 3.5Baths
  • 3,159SqFt
  • 2026Year
  • 6Days on market

About this home

Available now, this semi-custom Bedford on over 1 acre offers approximately 3,100 sq ft, 4 bedrooms, and 3.5 bathrooms with a spacious two-story layout. The main level features a private Study, formal Dining Room, and an expansive Great Room with fireplace that overlooks a well-appointed Kitchen with island and upgraded features, as well as sunroom, creating a functional space for everyday living and entertaining. Upstairs, the Primary Suite includes ensuite with garden tub, separate walk in shower and oversized walk-in closet. Three additional bedrooms, additional full baths, a versatile Game Room, and a convenient laundry room provide flexible living space. Designed with upgraded features throughout, this quick move-in home delivers comfort, space, and functionality. NO HOA.

Property details

Beds
4
Baths
3.5
SqFt
3,159
Lot
Year built
2026
Type
Single Family
Days on market
6
Garage
2
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,415/ month

Principal & interest
$3,715
Property tax (~1.05%)
$524
Homeowners insurance
$174
HOA dues

Down payment

$29,995 down · $569,905 financed

Income to qualify (28% rule)

~$189,224 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.