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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

128 Pembroke Way #19

Albemarle, NC · 2,764 sqft

$409,900

  • 4Beds
  • 2.5Baths
  • 2,764SqFt
  • 2026Year
  • 9Days on market

About this home

This Kipling Quick Move-In semi-custom home offers over 2,700 sq. ft. of thoughtfully designed space, featuring 4 bedrooms and 2.5 bathrooms. This open-concept floorplan includes a great room with modern linear fireplace, well-appointed kitchen with oversized island, formal dining, and a first-floor study that provides work-from-home flexibility. Upstairs, the luxurious primary suite showcases an expansive walk-in closet and spa-inspired bath with garden tub and tiled walk-in shower. A spacious bonus room and three secondary bedrooms enhance functionality. Located in Morrow Brook, just minutes from downtown Albemarle and a short drive to Charlotte, this community combines small-town charm with modern convenience. Enjoy nearby outdoor recreation at Lake Tillery, Morrow Mountain, and Uwharrie National Forest, plus scenic trails and community greenspaces. Customize your home and live your lifestyle in comfort and style.

Property details

Beds
4
Baths
2.5
SqFt
2,764
Lot
Year built
2026
Type
Single Family
Days on market
9
Garage
3
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$600 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,066/ month

Principal & interest
$2,538
Property tax (~1.05%)
$358
Homeowners insurance
$119
HOA dues
$50

Down payment

$20,495 down · $389,405 financed

Income to qualify (28% rule)

~$131,436 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.