Dallas · Dallas, NC
128 Spencer Woods Drive
Dallas, NC · 2,333 sqft
$415,000
- 3Beds
- 3Baths
- 2,333SqFt
- 1994Year
- 9Days on market
About this home
Charming home on over an acre in the desirable Spencer Woods community of Dallas. Enjoy a peaceful wooded setting with plenty of indoor and outdoor space. Main level features a spacious living area with fireplace, updated kitchen and bathrooms, and comfortable bedrooms. Finished lower level includes a bedroom, full bath, second kitchen, additional washer/dryer, and office area—ideal for a guest suite, in-law quarters, or bonus space. Large multi-tier deck overlooks the private backyard, perfect for entertaining or relaxing. Oversized two-car garage offers ample storage. Property also offers potential for Private Residential Quarters (PRQ), allowing for a secondary living space, detached garage, workshop, or storage building. Convenient to shopping, dining, and commuter routes while maintaining a quiet residential feel.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,333
- Lot
- —
- Year built
- 1994
- Type
- Single Family
- Days on market
- 9
- Garage
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement
Features
- Breakfast Bar
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,054/ month
- Principal & interest
- $2,570
- Property tax (~1.05%)
- $363
- Homeowners insurance
- $121
- HOA dues
- —
Down payment
$20,750 down · $394,250 financed
Income to qualify (28% rule)
~$130,902 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.