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John KurtzCharlotte · NC

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Dallas · Dallas, NC

128 Spencer Woods Drive

Dallas, NC · 2,333 sqft

$415,000

  • 3Beds
  • 3Baths
  • 2,333SqFt
  • 1994Year
  • 9Days on market

About this home

Charming home on over an acre in the desirable Spencer Woods community of Dallas. Enjoy a peaceful wooded setting with plenty of indoor and outdoor space. Main level features a spacious living area with fireplace, updated kitchen and bathrooms, and comfortable bedrooms. Finished lower level includes a bedroom, full bath, second kitchen, additional washer/dryer, and office area—ideal for a guest suite, in-law quarters, or bonus space. Large multi-tier deck overlooks the private backyard, perfect for entertaining or relaxing. Oversized two-car garage offers ample storage. Property also offers potential for Private Residential Quarters (PRQ), allowing for a secondary living space, detached garage, workshop, or storage building. Convenient to shopping, dining, and commuter routes while maintaining a quiet residential feel.

Property details

Beds
3
Baths
3
SqFt
2,333
Lot
Year built
1994
Type
Single Family
Days on market
9
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,054/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$130,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.