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John KurtzCharlotte · NC

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Bakersville · Bakersville, NC

1280 Hamburg Road

Bakersville, NC · 1,321 sqft

$199,500

Reduced from $275,000

  • 2Beds
  • 1.5Baths
  • 1,321SqFt
  • 1959Year
  • 74Days on market

About this home

Some houses are just structures. Others are the foundation of who we become—the place that built us, shaped us, and held every precious memory and this one of those houses! This cherished 2-bedroom, 1.5-bath home on over an acre has been a keeper of memories. Now, it's ready to welcome a new family to write their own story within these walls.

Set on mostly level land with the gentle soundtrack of a stream running behind the property. The generous yard space invites possibility—whether you're dreaming of raised beds, a fire pit for gathering, or simply room for life to unfold naturally. You will also find a large carport and an outdoor storage shed for your comfort.

Inside, you'll find the warmth of a home that's been truly lived in and loved. Two cozy bedrooms, a spacious living area with its own entrance from outside, and a large dining room and a breakfast nook off the kitchen. You also have a full unfinished basement to do any "Tinkering" you wish... or just use for storage!

Property details

Beds
2
Baths
1.5
SqFt
1,321
Lot
Year built
1959
Type
Single Family
Days on market
74
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,468/ month

Principal & interest
$1,235
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,975 down · $189,525 financed

Income to qualify (28% rule)

~$62,927 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.