Mt Ulla · Mt Ulla, NC
1290 Gardenia Drive #15
Mt Ulla, NC · 3,320 sqft
$565,400
- 4Beds
- 3.5Baths
- 3,320SqFt
- 2026Year
About this home
Only $1000 down to write contract! This brand new construction home is situated on .98 acres in a peaceful setting in the new subdivision McNeely Farms in Mt Ulla, NC! Just minutes from downtown Mooresville and shopping, restaurants and interstates 77 and 85. This 3320 sf two story is spacious & open with an incredible layout, great for entertaining. The large formal dining room opens into a cook's dream kitchen & large breakfast area, which overlooks the 2-story grand family room. Large primary bed & bath w/ 5' tiled shower and huge walk-in closet on main. Amazing laundry room with storage and natural light is also on main. 3 spacious bedrooms upstairs and another flex room. Included in this home are quartz countertops, tiled kitchen backsplash, stainless steel appliances, laminate wood flooring throughout the main areas.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,320
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 3
- Style
- Transitional
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
Features
- Breakfast Bar
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,161/ month
- Principal & interest
- $3,501
- Property tax (~1.05%)
- $494
- Homeowners insurance
- $164
- HOA dues
- —
Down payment
$28,270 down · $537,130 financed
Income to qualify (28% rule)
~$178,342 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.