Skip to content
John KurtzCharlotte · NC

View all 26 photos →

Kannapolis · Kannapolis, NC

1295 Elizabeth Avenue

Kannapolis, NC · 1,843 sqft

$399,900

  • 3Beds
  • 2.5Baths
  • 1,843SqFt
  • 2024Year
  • 130'x61'Lot

About this home

Welcome home to this better-than-new, beautifully upgraded home OFFERING A RARE OPPORTUNITY TO ASSUME A 30 YEAR FIXED INTEREST RATE OF 5.75%! Built just two years ago, this meticulously maintained home combines thoughtful upgrades, and exceptional value in one stunning package! Featuring 3 spacious bedrooms, 2.5 bathrooms, and an open-concept floor plan design. The bright, window filled main living area showcases luxury finishes throughout and is anchored by a stylish electric fireplace. The chef-inspired kitchen boasts an oversized island with quartz countertops and stainless steel appliances, and refrigerator conveys! The true showstopper is the EXPANSIVE PRIMARY SUITE, designed to be a private retreat at the end of the day. This oversized sanctuary offers ample room for a sitting area and features a luxurious spa-inspired en-suite bathroom complete with elegant tile finishes, a stunning rain head shower, and dual sink vanity. The enormous walk-in closet provides exceptional storage and organization space, making this suite as functional as it is beautiful. Upstairs you'll also find a versatile loft space that can easily serve as a home office, playroom, fitness space, or whatever best fits your lifestyle. The additional bedrooms are generously sized, and the hall bath is spacious with dual sinks and tub shower combo. Oversized laundry room is conveniently located upstairs, and the washer and dryer remain! Every detail of this home reflects quality craftsmanship and modern living, from the upgraded finishes and fixtures to the thoughtful layout that maximizes comfort and convenience. Because the home is only two years old, you'll enjoy the peace of mind that comes with newer construction while benefiting from upgrades already completed by the current owners. The large, level backyard features a patio with beautiful landscaping. The yard can easily be fenced fully as you join the neighbor's white vinyl privacy fence. Tthis property checks all the boxes, and the best part is the opportunity to assume the seller's existing fixed-rate loan at 5.75%, potentially creating substantial monthly savings compared to current financing options for qualified buyers. Opportunities like this are increasingly difficult to find and can make homeownership significantly more affordable. Schedule your private showing today and discover why this remarkable home stands out from the competition. Better than new, beautifully upgraded, and offering an assumable 5.75% fixed-rate loan, this is the opportunity you've been waiting for! Photo and measurements coming soon, showings begin Friday June 5.

Property details

Beds
3
Baths
2.5
SqFt
1,843
Lot
130'x61'
Year built
2024
Type
Single Family
Garage
2
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$450 / 6mo

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,018/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$75

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$129,353 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.