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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

130 Old Mill Road #223

Flat Rock, NC · 446 sqft

$189,900

Reduced from $197,500

  • 1Beds
  • 1Baths
  • 446SqFt
  • 1952Year
  • 72Days on market

About this home

ALL UTILITIES INCLUDED IN HOA FEE, including internet. STR's Allowed. Welcome to effortless mountain living at The Mill House Lodge in historic Flat Rock. This beautifully renovated one-bedroom condo features an updated full kitchen with a gas range, updated bathroom, beautiful LVP throughout and a bedroom with built-ins for extra storage. The open living and dining area overlooks Jordan Lake and opens to a covered porch—perfect for relaxing and enjoying the water views. The HOA fee includes all utilities, including internet, making ownership simple and worry-free. Perfect for a full-time residence, weekend retreat, or income-producing second home. Just minutes to Flat Rock Playhouse, Carl Sandburg National Park, Flat Rock Cinema, shopping, restaurants and more! 10 Min to Hendersonville.

Property details

Beds
1
Baths
1
SqFt
446
Lot
Year built
1952
Type
Condo
Days on market
72
Heating
Other - See Remarks
Cooling
Window Unit(s)
Foundation
Slab
Flooring
Vinyl
View
Water
HOA dues
$495 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,892/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues
$495

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$81,114 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.