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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

130 S Chatem Court

Union Mills, NC · 1,648 sqft

$384,000

  • 3Beds
  • 2Baths
  • 1,648SqFt
  • 2011Year
  • 76Days on market

About this home

PRISTINE 3BR LOG RETREAT | 1.81 ACRES | GATED PRIVACY Rare "like-new" condition in the sought-after Hearthstone Ridge community. Unlike many mountain properties, this custom cabin has been exclusively used as a private getaway by the original owner and has never been a rental. The pride of ownership is evident in every corner. At 1,648 sq. ft., this home offers significantly more space and versatility than the standard 2-bedroom cabins in the area.

INTERIOR HIGHLIGHTS: The vaulted main level features a cozy living room with a fireplace and a spacious kitchen with a breakfast bar. Two bedrooms and a full bath complete the main floor. The entire upper level is a private primary sanctuary, featuring an ensuite bath and a versatile loft perfect for a home office or guest overflow.

OUTDOOR LIVING: Tucked at the end of a quiet cul-de-sac, enjoy total seclusion on nearly 2 wooded acres. Relax on the covered front porch or unwind in the private hot tub on the upper sun deck.

LOCATION & POTENTIAL: Minutes from Rutherfordton’s Main Street dining and breweries, yet easy access to Lake Lure and Asheville. High-quality furnishings are negotiable for buyers seeking a turnkey mountain transition. Whether you are looking for a full-time residence, a second home or a short-term rental property, this is the highest quality-per-square-foot log cabin value in the subdivision and surrounding areas.

Property details

Beds
3
Baths
2
SqFt
1,648
Lot
Year built
2011
Type
Single Family
Days on market
76
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$475 / yr

Features

  • Breakfast Bar
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,865/ month

Principal & interest
$2,378
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues
$39

Down payment

$19,200 down · $364,800 financed

Income to qualify (28% rule)

~$122,820 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.