Union Mills · Union Mills, NC
130 S Chatem Court
Union Mills, NC · 1,648 sqft
$384,000
- 3Beds
- 2Baths
- 1,648SqFt
- 2011Year
- 76Days on market
About this home
PRISTINE 3BR LOG RETREAT | 1.81 ACRES | GATED PRIVACY Rare "like-new" condition in the sought-after Hearthstone Ridge community. Unlike many mountain properties, this custom cabin has been exclusively used as a private getaway by the original owner and has never been a rental. The pride of ownership is evident in every corner. At 1,648 sq. ft., this home offers significantly more space and versatility than the standard 2-bedroom cabins in the area.
INTERIOR HIGHLIGHTS: The vaulted main level features a cozy living room with a fireplace and a spacious kitchen with a breakfast bar. Two bedrooms and a full bath complete the main floor. The entire upper level is a private primary sanctuary, featuring an ensuite bath and a versatile loft perfect for a home office or guest overflow.
OUTDOOR LIVING: Tucked at the end of a quiet cul-de-sac, enjoy total seclusion on nearly 2 wooded acres. Relax on the covered front porch or unwind in the private hot tub on the upper sun deck.
LOCATION & POTENTIAL: Minutes from Rutherfordton’s Main Street dining and breweries, yet easy access to Lake Lure and Asheville. High-quality furnishings are negotiable for buyers seeking a turnkey mountain transition. Whether you are looking for a full-time residence, a second home or a short-term rental property, this is the highest quality-per-square-foot log cabin value in the subdivision and surrounding areas.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,648
- Lot
- —
- Year built
- 2011
- Type
- Single Family
- Days on market
- 76
- Style
- Cabin
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- HOA dues
- $475 / yr
Features
- Breakfast Bar
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,865/ month
- Principal & interest
- $2,378
- Property tax (~1.05%)
- $336
- Homeowners insurance
- $112
- HOA dues
- $39
Down payment
$19,200 down · $364,800 financed
Income to qualify (28% rule)
~$122,820 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.