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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1303 Hunt Street

Shelby, NC · 1,527 sqft

$249,900

Reduced from $265,000

  • 3Beds
  • 2Baths
  • 1,527SqFt
  • 1963Year
  • 98x248x255x49x67Lot
  • 133Days on market

About this home

Welcome to your new Mid-Century brick ranch. Discover this charming Mid-Century brick ranch, nestled in a serene Shelby neighborhood and conveniently situated near Highway 74. Enjoy a spacious lot with a large rear deck, offering excellent opportunities for customization to meet your needs. This home features three bedrooms and two full bathrooms. The layout provides versatile gathering areas with options for privacy, highlighted by a spacious living room and an expansive Kitchen-Den-Breakfast area. One of the full baths includes a walk-in tub, which may appeal to specific buyers. A notable feature of this property is the whole home generator, a rarity in many residences. The furnace was replaced in 2021, and new flooring added in 2024. The seller acknowledges the need for some updates, so let’s begin that discussion. Great news for USDA loan seekers: this home qualifies for USDA loan options!

Property details

Beds
3
Baths
2
SqFt
1,527
Lot
98x248x255x49x67
Year built
1963
Type
Single Family
Days on market
133
Style
Ranch
Heating
Floor Furnace
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.