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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1304 Cambridge Drive

Shelby, NC · 2,731 sqft

$290,000

Reduced from $325,000

  • 3Beds
  • 2Baths
  • 2,731SqFt
  • 1991Year
  • 113Days on market

About this home

Tucked away in a quiet, peaceful neighborhood, this charming brick ranch offers the space, comfort, and easy living you’ve been looking for—all on a generous .91-acre lot (including an additional parcel). With 3 bedrooms and 2 baths, the layout is both functional and flexible, featuring an extra-large bonus room or second living area that’s perfect for movie nights, a home office, or a cozy hangout space.

Inside, you’ll love the spacious bedrooms and the large eat-in kitchen. Sip your morning coffee on the covered front porch, or spend evenings relaxing on the large back deck while enjoying the peaceful backyard setting.

A new roof, 2-car garage, and plenty of room to spread out inside and out make this home as practical as it is welcoming. If you’re craving a little more space, a slower pace, and a place that truly feels like home—this one is worth a look.

Property details

Beds
3
Baths
2
SqFt
2,731
Lot
Year built
1991
Type
Single Family
Days on market
113
Garage
2
Style
Ranch
Heating
Electric
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,134/ month

Principal & interest
$1,796
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues

Down payment

$14,500 down · $275,500 financed

Income to qualify (28% rule)

~$91,473 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.