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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1305 Lena Street

Monroe, NC · 3,010 sqft

$435,000

Reduced from $500,000

  • 4Beds
  • 2.5Baths
  • 3,010SqFt
  • 2026Year
  • 72Days on market

About this home

EXCLUSIVE FINAL OPPORTUNITIES—ONLY TWO HOMESITES REMAIN! Discover Cottage Green, ideally situated just minutes from vibrant downtown Monroe and within easy reach of Charlotte—offering the perfect balance of small-town charm and big-city convenience. Located only ½ mile from Hwy 74, this established community provides seamless connectivity for commuting, shopping, dining, and entertainment throughout Union County and the greater Charlotte region. Enjoy a low-maintenance lifestyle in a peaceful, tree-lined setting featuring walking trails, street lighting, and a private clubhouse—an ideal retreat just a short drive from everything you need. The Lehigh floorplan offers over 3,000 sq ft of refined living space, designed for both comfort and connection. The open-concept main level boasts a designer kitchen with an expansive island, perfect for entertaining. A flexible main-level bedroom or guest suite adds versatility. Upstairs, the spacious owner’s retreat features an elegant ensuite bath and large walk-in closet, along with additional bedrooms and conveniently located laundry. To be built with opportunities to personalize finishes. Closing cost assistance available with preferred lender. Take advantage of this rare opportunity to own in a location that truly connects you to it all—schedule your private showing today before the final homesite is gone.

Property details

Beds
4
Baths
2.5
SqFt
3,010
Lot
Year built
2026
Type
Single Family
Days on market
72
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$120 / mo

Features

  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,321/ month

Principal & interest
$2,694
Property tax (~1.05%)
$380
Homeowners insurance
$126
HOA dues
$120

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$142,353 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.