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John KurtzCharlotte · NC

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Zirconia · Zirconia, NC

1308 Bell Mountain Road

Zirconia, NC · 2,145 sqft

$545,000

Reduced from $555,000

  • 2Beds
  • 3Baths
  • 2,145SqFt
  • 2004Year
  • 213Days on market

About this home

This “Mountain retreat” is nestled on a private 4-acre lot with lake Summit access. The charming home has had quite a few renovations: new paint throughout, new carpet on main level, majority of lot is fenced in with gates installed, along with a tankless hot water heater and more. It offers the perfect blend of tranquility and accessibility to Flat Rock, Hendersonville and short drive to Asheville or Upstate SC. Covered front porch; large wrap-around deck off the dining area;perfect for enjoying the mountain air any time of day. Spacious and open floor plan with cathedral ceilings in the living room, creating a bright and inviting gathering space. The kitchen features ample cabinets, walk-in pantry, and a casual dining area — perfect for both everyday living and entertaining. The main-level primary suite has a double closet, full bath including a soaking tub and separate shower. The main level also has a guest bedroom, full bath and laundry. The lower level expands your living footprint with a large family/entertainment zone, separate flex room with closet and full bath…endless possibilities. The Full house generator just adds to the abundant features. The home has excellent getaway appeal: the setting is ideal for those looking for a second home, vacation rental potential, or simply a full-time residence away from the busyness of city life.

Property details

Beds
2
Baths
3
SqFt
2,145
Lot
Year built
2004
Type
Single Family
Days on market
213
Garage
1
Style
Cabin
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Vinyl
View
Mountain(s), Winter

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,011/ month

Principal & interest
$3,375
Property tax (~1.05%)
$476
Homeowners insurance
$158
HOA dues

Down payment

$27,250 down · $517,750 financed

Income to qualify (28% rule)

~$171,907 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.