Zirconia · Zirconia, NC
1308 Bell Mountain Road
Zirconia, NC · 2,145 sqft
$545,000
Reduced from $555,000
- 2Beds
- 3Baths
- 2,145SqFt
- 2004Year
- 213Days on market
About this home
This “Mountain retreat” is nestled on a private 4-acre lot with lake Summit access. The charming home has had quite a few renovations: new paint throughout, new carpet on main level, majority of lot is fenced in with gates installed, along with a tankless hot water heater and more. It offers the perfect blend of tranquility and accessibility to Flat Rock, Hendersonville and short drive to Asheville or Upstate SC. Covered front porch; large wrap-around deck off the dining area;perfect for enjoying the mountain air any time of day. Spacious and open floor plan with cathedral ceilings in the living room, creating a bright and inviting gathering space. The kitchen features ample cabinets, walk-in pantry, and a casual dining area — perfect for both everyday living and entertaining. The main-level primary suite has a double closet, full bath including a soaking tub and separate shower. The main level also has a guest bedroom, full bath and laundry. The lower level expands your living footprint with a large family/entertainment zone, separate flex room with closet and full bath…endless possibilities. The Full house generator just adds to the abundant features. The home has excellent getaway appeal: the setting is ideal for those looking for a second home, vacation rental potential, or simply a full-time residence away from the busyness of city life.
Property details
- Beds
- 2
- Baths
- 3
- SqFt
- 2,145
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 213
- Garage
- 1
- Style
- Cabin
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Vinyl
- View
- Mountain(s), Winter
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,011/ month
- Principal & interest
- $3,375
- Property tax (~1.05%)
- $476
- Homeowners insurance
- $158
- HOA dues
- —
Down payment
$27,250 down · $517,750 financed
Income to qualify (28% rule)
~$171,907 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.