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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

131 Academy Street

Fort Mill, SC · 1,489 sqft

$389,000

Reduced from $420,000

  • 3Beds
  • 2Baths
  • 1,489SqFt
  • 1946Year
  • 71Days on market

About this home

Seller is offering $5000 toward buyer closing costs* Charming Craftsman-style ranch located just minutes from downtown Fort Mill and in the highly sought-after Fort Mill School District. This move-in-ready, one-story home is loaded with wonderful natural lighting, original home character and thoughtful upgrades throughout. Recent improvements include real hardwood flooring, crown molding, fresh paint, updated lighting, kitchen island, built-ins, tile upgrades, all new ceilings and fireplace hearth. Exterior features include a sodded and fenced backyard and new paver patio, perfect for entertaining, pets, or play. Additional updates include an on-demand water heater and reconfigured primary entrance for improved functionality. NO HOA and walkable to local shops, dining, and work. A great option for a primary residence or rental investment. Currently Zoned Residential with the potential to be rezoned for Commercial

Property details

Beds
3
Baths
2
SqFt
1,489
Lot
Year built
1946
Type
Single Family
Days on market
71
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Pantry
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,863/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$122,701 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.