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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1310 Harkey Creek Drive

Monroe, NC · 2,457 sqft

$462,500

  • 0Beds
  • 0.5Baths
  • 2,457SqFt
  • 2019Year
  • 1Days on market

About this home

Discover a home that grows with you in the vibrant community of Harkey Creek. This beautifully maintained two-story Columbia captures the best of Harkey Creek living and the height of Ryan Homes craftsmanship. It offers a seamless open concept designed for both the rhythms of family life as well as spacious entertainment. The heart of the home features a gorgeous kitchen that flows effortlessly into the living and dining spaces. Striking eye appeal and contemporary finishes throughout. The main level also features a signature flex space—a versatile "bonus" study that adapts to your lifestyle. Whether you need a dedicated home office, a cozy library, or a creative playroom for the kids, this room provides a sanctuary away from the main living area. Off the great room, step outside through the glass sliding doors to a large concrete patio and level fenced lot. This private sun-soaked backyard is the ideal canvas for summer barbecues and family activities. Upstairs, you’ll find two full baths, a massive owner’s suite, with a walk-in closet to match, the laundry room, and three additional bedrooms. The entire home has also been professionally repainted and recarpeted! (March 2026). Just steps from the community pool and playground, you’re perfectly situated to enjoy the amenities. Union County has been top-rated for its charm, community-engagement, schools, and big city access with its easy commute to Charlotte. This newer 4-bedroom retreat with nearly 2500 sq. ft. of living space and almost 500 sq. ft. garage, is a golden opportunity.

Property details

Beds
0
Baths
0.5
SqFt
2,457
Lot
Year built
2019
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,403/ month

Principal & interest
$2,864
Property tax (~1.05%)
$404
Homeowners insurance
$134
HOA dues

Down payment

$23,125 down · $439,375 financed

Income to qualify (28% rule)

~$145,885 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.