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John KurtzCharlotte · NC

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Clover · Clover, SC

1312 Sage Pine Circle #19

Clover, SC · 3,292 sqft

$895,000

Reduced from $939,999

  • 4Beds
  • 3Baths
  • 3,292SqFt
  • 2024Year
  • 160Days on market

About this home

Stop! You just found a $120,000 shortcut, and a $2k Seller Concession acceptable offer. Why wait for a new build when you can have a "better-than-new" home today? This beauty is less than two years old and comes with $100k in premium post-closing upgrades PLUS a fresh $20k price improvement. From the whole-house Generac to your own 5-hole putting green, Paver-Patio w/Gas Fire Pit and more. The work is done—you just need the keys. This property sits on 1 acre, has low yearly HOA dues, and in the highly performing Clover School District. Please note, photos 1, 4 & 9 have been AI Generated to show the existing Bermuda grass as green and the Crepe Myrtle tree in bloom, and #9 to show what the front bedroom could look like.

Property details

Beds
4
Baths
3
SqFt
3,292
Lot
Year built
2024
Type
Single Family
Days on market
160
Garage
3
Style
Traditional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Dual, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$450 / yr

Features

  • Attic Walk In
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,624/ month

Principal & interest
$5,542
Property tax (~1.05%)
$783
Homeowners insurance
$261
HOA dues
$37

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$283,914 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.