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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1315 Lithia Springs Road

Shelby, NC · 1,491 sqft

$215,000

Reduced from $219,000

  • 2Beds
  • 2Baths
  • 1,491SqFt
  • 1945Year
  • 34Days on market

About this home

Don’t miss this incredible opportunity to own a charming 1945 cottage full of character and potential. Situated on a spacious 0.72-acre level lot, this 1,472 sq. ft. home offers the perfect balance of privacy and convenience. The single-story layout features timeless architectural details and a warm, inviting footprint ready for your personal updates and vision.

Step outside to enjoy the expansive backyard—ideal for relaxing evenings, gardening, or entertaining guests. Conveniently located just minutes from downtown Shelby, you’ll have easy access to local shops, dining, and everyday amenities.

Whether you’re a first-time buyer looking to build equity, downsizing into a more manageable space, or an investor searching for a strong rental opportunity, this property delivers exceptional value at an attractive price point.

Schedule your showing today—this one won’t last long.

Property details

Beds
2
Baths
2
SqFt
1,491
Lot
Year built
1945
Type
Single Family
Days on market
34
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,582/ month

Principal & interest
$1,331
Property tax (~1.05%)
$188
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$67,817 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.