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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1317 Reid Street

Albemarle, NC · 1,642 sqft

$288,000

  • 3Beds
  • 2.5Baths
  • 1,642SqFt
  • 2026Year
  • 41Days on market

About this home

Brick new construction home with upgrades + private wooded lot under $300K—rare find in Albemarle.| USDA Eligible |
This 3-bedroom, 2.5-bath home combines low-maintenance durability with modern upgrades and an open, functional layout designed for everyday living. The main level features a bright, open-concept living space with detailed moldings, a spacious kitchen with center island, and seamless flow for entertaining. Upstairs, the primary suite offers a private retreat with a walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing needs. Set on a generously sized lot that extends into the tree line, this property offers added privacy and room to enjoy the outdoors—something buyers consistently struggle to find in newer homes. Property line extends into the tree line, property is marked. Located just minutes from downtown Albemarle, with convenient access to shopping, dining, Stanly Community College, and an easy drive to Charlotte. Outdoor recreation is right at your fingertips with Badin Lake, Lake Tillery, and Morrow Mountain State Park nearby.

Property details

Beds
3
Baths
2.5
SqFt
1,642
Lot
Year built
2026
Type
Single Family
Days on market
41
Heating
Central, Electric, Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,119/ month

Principal & interest
$1,783
Property tax (~1.05%)
$252
Homeowners insurance
$84
HOA dues

Down payment

$14,400 down · $273,600 financed

Income to qualify (28% rule)

~$90,843 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.