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John KurtzCharlotte · NC

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Matthews · Matthews, NC

132 Balboa Street

Matthews, NC · 3,608 sqft

$699,000

  • 4Beds
  • 4Baths
  • 3,608SqFt
  • 2025Year
  • 85Days on market

About this home

Experience the ideal combination of space, comfort, and flexibility in this beautifully designed 3,608 sq. ft. SHILOH home offering 4 bedrooms and 4 baths. The open-concept floor plan is enhanced by elegant finishes and a welcoming atmosphere throughout. The gourmet kitchen shines with quartz countertops, an apron-front sink, a generous center island, and both a butler’s pantry and walk-in pantry—perfect for hosting or everyday family living. A private study with French doors and a formal dining room provide added style and function. The primary suite serves as a serene retreat, complete with a vaulted ceiling and spa-inspired bath. Enjoy outdoor living on the screened-in patio, ideal for gatherings or quiet relaxation. Spacious secondary bedrooms, an upper-level flex space, and energy-efficient features complete this exceptional home. Designed for both entertaining and everyday life, the SHILOH is ready to welcome you—schedule your private tour today!

Property details

Beds
4
Baths
4
SqFt
3,608
Lot
Year built
2025
Type
Single Family
Days on market
85
Garage
2
Style
Traditional, Transitional
Heating
Central, Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$790 / yr

Features

  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,210/ month

Principal & interest
$4,329
Property tax (~1.05%)
$611
Homeowners insurance
$203
HOA dues
$65

Down payment

$34,950 down · $664,050 financed

Income to qualify (28% rule)

~$223,305 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.