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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

132 Red Bird Circle

Lake Toxaway, NC · 3,275 sqft

$4,190,000

  • 4Beds
  • 5Baths
  • 3,275SqFt
  • 1996Year
  • 192Days on market

About this home

Nestled on Red Bird Circle, one of Lake Toxaway’s truly special locations, this exceptional lakefront residence reflects the timeless style and craftsmanship of architect Tim Green. Thoughtfully positioned to face east, the home captures beautiful sunrises and long-range lake views from nearly every room. With 150 feet of prime lake frontage, the property offers both privacy and an intimate connection to the water. Inside, soaring ceilings and rich wood paneling create a warm, inviting atmosphere that blends mountain character with refined sophistication. The Rumford fireplace serves as the home’s centerpiece, offering both architectural presence and cozy comfort. The chef’s kitchen pairs modern functionality with rustic charm — a relaxed, beautifully designed space ideal for cooking and gathering. Throughout the home, thoughtful details foster an easy flow between indoor and outdoor living. It’s a rare opportunity to own a signature Lake Toxaway residence in a coveted setting, where classic design and lakefront living come together effortlessly. Membership to Lake Toxaway Country club is based on application and availability.

Property details

Beds
4
Baths
5
SqFt
3,275
Lot
Year built
1996
Type
Single Family
Days on market
192
Heating
Floor Furnace, Propane
Cooling
Central Air, Heat Pump
Foundation
Basement, Pillar/Post/Pier
View
Water
HOA dues
$4,085 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$31,178/ month

Principal & interest
$25,949
Property tax (~1.05%)
$3,666
Homeowners insurance
$1,222
HOA dues
$340

Down payment

$209,500 down · $3,980,500 financed

Income to qualify (28% rule)

~$1,336,227 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.