Charlotte · Charlotte, NC
1320 Brook Road
Charlotte, NC · 1,667 sqft
$997,000
- 4Beds
- 3Baths
- 1,667SqFt
- 1949Year
- 4Days on market
About this home
This Isn’t Just A House, It’s A Whole Setup! Welcome To A Plaza Midwood Gem That Gives You Options And Then Some. Out Back Is Where Things Get Really Interesting, A Fully Detached Guest House Complete With Its Own Kitchen And Bathroom. Private, Separate, And Incredibly Versatile. Whether You’re Thinking Passive Income With A Long-Term Tenant, Tapping Into Airbnb Potential (A Huge Trend In This Area), Or Creating The Ultimate Guest Suite, Home Office, Gym, Or Studio- This Is The Kind Of Flexibility You Want And Rarely Find. And Here’s The Thing, Many Homeowners In Plaza Midwood Spend Serious Money Building ADUs Like This After The Fact. This One? Already Done. Already Dialed In. Already Adding Value. Inside The Main Home, You’ll Find A Thoughtfully Updated Space That Blends Charm With Modern Style, Featuring An Open Layout, Elevated Finishes, And A Kitchen Designed For Gathering. It’s Warm, Inviting, And Ready For Everyday Living Or Entertaining. And The Best Part? It’s Not Just Pretty, It’s Done Right. The 2024 Renovation Brought All New Plumbing, Electrical, HVAC, And Roofs, Giving You The Peace Of Mind Of A Like-New Home Without The Wait. This Is More Than A Home, It’s A Smart Investment, A Lifestyle Upgrade, And An Opportunity All In One. And In Plaza Midwood… That Combination Is Rare.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 1,667
- Lot
- —
- Year built
- 1949
- Type
- Single Family
- Days on market
- 4
- Garage
- 1
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Tile, Wood
Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$7,337/ month
- Principal & interest
- $6,174
- Property tax (~1.05%)
- $872
- Homeowners insurance
- $290
- HOA dues
- —
Down payment
$49,850 down · $947,150 financed
Income to qualify (28% rule)
~$314,480 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


