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John KurtzCharlotte · NC

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Matthews · Matthews, NC

1320 Mill Race Lane

Matthews, NC · 1,897 sqft

$550,000

  • 4Beds
  • 2Baths
  • 1,897SqFt
  • 1996Year
  • 8Days on market

About this home

Welcome to this beautifully updated full brick ranch in the highly sought-after Stevens Mill community in Matthews! Offering rare one-story living with nearly 1,900 square feet, this move-in ready home combines timeless curb appeal with modern updates throughout. Inside, you’ll find fresh interior paint, brand new carpet, updated LVP flooring, plantation shutters, and spacious living areas filled with natural light. The updated kitchen features stunning quartz countertops, under-cabinet lighting, ample cabinetry, and a functional layout that opens seamlessly into the main living spaces perfect for hosting family and friends. The inviting living room showcases soaring ceilings and a cozy gas fireplace, while the bright breakfast nook overlooks the private backyard and wooded HOA-owned green space behind the property. The spacious primary suite includes a walk-in closet and beautifully updated bath with dual vanities, soaking tub & stand up glass shower. 3 additional bedrooms and full hall bath provide ample space for family, guests, or a home office area. Enjoy outdoor living on the large partially covered deck overlooking the lush fully landscaped fenced backyard with direct trail access and no future development behind you. A storage shed offers a great area for storing outdoor equipment + has electricity available. Additional storage can be found in the side-load 2-car garage with built-in cabinets and workstation. Conveniently located near top rated schools + the local shopping, dining, and events that Matthews has to offer.

Property details

Beds
4
Baths
2
SqFt
1,897
Lot
Year built
1996
Type
Single Family
Days on market
8
Garage
2
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
HOA dues
$157 / yr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,061/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues
$13

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$174,045 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.