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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1321 Birch Drive

Morganton, NC · 1,550 sqft

$375,000

Reduced from $415,000

  • 3Beds
  • 2Baths
  • 1,550SqFt
  • 2004Year
  • 227Days on market

About this home

Beautifully maintained 3BR/2BA home in the sought-after Wildwood Haven neighborhood, just minutes from downtown Morganton and I-40. The main-level primary suite offers a spacious bath with a Jacuzzi tub, separate shower, and dual vanities. A light-filled living room flows into the dining area and opens to a large back deck—perfect for relaxing or entertaining. The kitchen features granite countertops, a tile backsplash, gas range, and newer appliances.

Property details

Beds
3
Baths
2
SqFt
1,550
Lot
Year built
2004
Type
Single Family
Days on market
227
Garage
2
Style
Contemporary, Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.