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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1321 Ferncliff Road

Charlotte, NC · 4,722 sqft

$3,595,000

  • 6Beds
  • 6.5Baths
  • 4,722SqFt
  • 2026Year
  • 100x180Lot
  • 1Days on market

About this home

Drawn by acclaimed architect Robert Foster and built by Westwood Custom Homes, this Old Cotswold stunner delivers refined, modern sophistication in one of Charlotte’s most coveted neighborhoods. A soaring two-story foyer with hardwood herringbone inlay sets the tone, complemented by bountiful natural light, curated interiors, and custom trim throughout. The chef’s kitchen features bespoke cabinetry, a 46" Wolf range, and a show-stopping scullery with exceptional storage, wine and beverage fridges, and a second dishwasher—designed for those who love effortless entertaining. The Great Room is anchored by a wood-burning Isokern fireplace and opens through a retractable glass wall to a covered outdoor living space complete with a gas fireplace, built-in heaters, and a gas grill. A glamorous pool with an integrated spa creates seamless year-round indoor/outdoor living. The main-level primary suite offers a vaulted ceiling, oversized windows with custom window treatments, and a spa-inspired ensuite with a soaking tub, dual vanities, and a zero-entry shower. The expansive walk-in closet includes an integrated washer and dryer, completing the retreat. A main-level office with an adjacent bath doubles as a guest suite, while the second level offers three ensuite bedrooms and a flexible living space with a dry bar and dedicated half bath. The large laundry room adds ideal everyday functionality. A nearly 400-square-foot private suite over the garage provides additional space for guests or a secondary office. 1321 Ferncliff delivers elevated design, exceptional craftsmanship, and true resort-style living.

Property details

Beds
6
Baths
6.5
SqFt
4,722
Lot
100x180
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Contemporary, European
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$26,459/ month

Principal & interest
$22,264
Property tax (~1.05%)
$3,145
Homeowners insurance
$1,048
HOA dues

Down payment

$179,750 down · $3,415,250 financed

Income to qualify (28% rule)

~$1,133,958 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.