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John KurtzCharlotte · NC

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Vale · Vale, NC

1321 Western Hills Lane

Vale, NC · 1,899 sqft

$369,000

Reduced from $374,000

  • 3Beds
  • 2.5Baths
  • 1,899SqFt
  • 2023Year
  • 29Days on market

About this home

Basically brand new, this home is only 3 years old! Tucked away at the end of a quiet street, this property offers a peaceful setting with added privacy. The home sits on a spacious lot and features a large fenced-in backyard, providing plenty of outdoor space for entertaining, gardening, pets, or relaxing outdoors.

Inside, the home offers a functional layout with comfortable living spaces and natural light throughout. The kitchen flows into the main living area, creating an inviting space for everyday living and gatherings.

One of the standout features is the expansive fenced backyard, offering flexibility for outdoor activities, recreation, or creating your ideal outdoor retreat. The end-of-street location adds an additional sense of privacy with limited through traffic.

Conveniently located with access to Lincolnton, Hickory, and surrounding areas, the property provides a balance of a quiet setting while remaining close to shopping, dining, and everyday conveniences.

Property details

Beds
3
Baths
2.5
SqFt
1,899
Lot
Year built
2023
Type
Single Family
Days on market
29
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,715/ month

Principal & interest
$2,285
Property tax (~1.05%)
$322
Homeowners insurance
$107
HOA dues

Down payment

$18,450 down · $350,550 financed

Income to qualify (28% rule)

~$116,392 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.