Lancaster · Lancaster, SC
1324 Mason Street
Lancaster, SC · 1,433 sqft
$199,900
- 3Beds
- 1.5Baths
- 1,433SqFt
- 1948Year
- 24Days on market
About this home
Rare Opportunity: In the "4's% Assumable Rate" Available! Cut your monthly housing payment dramatically with an incredible, assumable mortgage option in the mid-4% range on this solid, all-brick ranch! Nestled on a spacious, private half-acre lot close to downtown Lancaster, this home offers massive financial value alongside endless potential. Step inside to find a bright living room with a fireplace, a large eat-in kitchen with abundant cabinetry, and a flexible dining space. The primary bedroom features a unique connected bonus room—perfect for an oversized walk-in closet, home office, or nursery. Outside, enjoy a peaceful, tree-lined backyard ideal for pets and gardening, complete with a detached 2-car carport and an extended turnaround driveway. Don't miss out on a rare chance to lock in yesteryear's interest rates today!Welcome to this charming all brick ranch home in Lancaster, SC, featuring 2 bedrooms and 1.5 bathrooms, Freshly Painted on a spacious half-acre lot. Step inside to enjoy a bright front living room with fireplace, a large eat-in kitchen with plenty of cabinets and counter space, and a flexible dining or sitting room just off the kitchen. The primary bedroom includes a bonus room that can be used as an office, nursery, or oversized closet to fit your lifestyle.
This home Lancaster home also offers a full hall bath and a convenient half bath off the kitchen. Outside, relax in the private backyard surrounded by mature trees—perfect for outdoor entertaining, gardening, or pets. A covered 2-car carport and extended driveway with a turn-around provide easy parking and storage.
Located close to downtown Lancaster, schools, parks, and shopping, this home is ideal for buyers looking for comfort, convenience, and plenty of outdoor space in a quiet setting. this home has an assumable mortgage through movement per the seller.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,433
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Days on market
- 24
- Style
- Ranch
- Heating
- Forced Air
- Cooling
- Window Unit(s)
- Foundation
- Slab
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,471/ month
- Principal & interest
- $1,238
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$63,053 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.