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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

1324 Mason Street

Lancaster, SC · 1,433 sqft

$199,900

  • 3Beds
  • 1.5Baths
  • 1,433SqFt
  • 1948Year
  • 24Days on market

About this home

Rare Opportunity: In the "4's% Assumable Rate" Available! Cut your monthly housing payment dramatically with an incredible, assumable mortgage option in the mid-4% range on this solid, all-brick ranch! Nestled on a spacious, private half-acre lot close to downtown Lancaster, this home offers massive financial value alongside endless potential. Step inside to find a bright living room with a fireplace, a large eat-in kitchen with abundant cabinetry, and a flexible dining space. The primary bedroom features a unique connected bonus room—perfect for an oversized walk-in closet, home office, or nursery. Outside, enjoy a peaceful, tree-lined backyard ideal for pets and gardening, complete with a detached 2-car carport and an extended turnaround driveway. Don't miss out on a rare chance to lock in yesteryear's interest rates today!Welcome to this charming all brick ranch home in Lancaster, SC, featuring 2 bedrooms and 1.5 bathrooms, Freshly Painted on a spacious half-acre lot. Step inside to enjoy a bright front living room with fireplace, a large eat-in kitchen with plenty of cabinets and counter space, and a flexible dining or sitting room just off the kitchen. The primary bedroom includes a bonus room that can be used as an office, nursery, or oversized closet to fit your lifestyle.

This home Lancaster home also offers a full hall bath and a convenient half bath off the kitchen. Outside, relax in the private backyard surrounded by mature trees—perfect for outdoor entertaining, gardening, or pets. A covered 2-car carport and extended driveway with a turn-around provide easy parking and storage.

Located close to downtown Lancaster, schools, parks, and shopping, this home is ideal for buyers looking for comfort, convenience, and plenty of outdoor space in a quiet setting. this home has an assumable mortgage through movement per the seller.

Property details

Beds
3
Baths
1.5
SqFt
1,433
Lot
Year built
1948
Type
Single Family
Days on market
24
Style
Ranch
Heating
Forced Air
Cooling
Window Unit(s)
Foundation
Slab
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$174
Homeowners insurance
$58
HOA dues

Down payment

$9,995 down · $189,905 financed

Income to qualify (28% rule)

~$63,053 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.