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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

13309 Zoar Road

Charlotte, NC · 1,984 sqft

$2,190,000

  • 4Beds
  • 4Baths
  • 1,984SqFt
  • 1973Year
  • 1Days on market

About this home

Rare opportunity combining income-producing rentals and development potential in Charlotte's booming Steele Creek corridor. Recently approved N1-C zoning and a completed 17-unit subdivision sketch plan by Urban Design Partners (February 2026) position this 2.58-acre parcel for immediate development under Charlotte's UDO compact residential standards.

The sketch plan accommodates a mix of single-family, duplex, and triplex configurations at 6.6 DUA, served by a new public street — with all setbacks, green area, driveway ratios, and stormwater controls meeting current UDO requirements. Unit designs support two-car garages.

The site offers 360+ ft of Zoar Road frontage on mostly cleared, gently sloping terrain. Multiple meetings with Charlotte Water confirm gravity sewer extension feasibility (~400 ft from site), and public water is available at frontage.

Three existing short-term rental units generate $60K+ annually, providing holding income during development. A Tiny Capsule Home on-site is available for separate purchase.

Located minutes from Palisades, Lake Wylie, and the SC border, the site benefits from NCDOT's $138M NC-160 widening (SC line to I-485) — now in active ROW acquisition with construction targeted 2028–2030. This corridor serves 30,000+ daily vehicles, and the upgrade to a 4–6 lane divided highway will significantly enhance access and long-term value.

Aerial video: https://1drv.ms/v/c/cda6418cf81d04f0/IQRtBOaRaqqTSoRF4iUc-d8IAUIhug4Z9qDDxVwQUIceJpo?width=3840&height=2160

Property details

Beds
4
Baths
4
SqFt
1,984
Lot
Year built
1973
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$16,118/ month

Principal & interest
$13,563
Property tax (~1.05%)
$1,916
Homeowners insurance
$638
HOA dues

Down payment

$109,500 down · $2,080,500 financed

Income to qualify (28% rule)

~$690,784 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.