Charlotte · Charlotte, NC
13310 Pontchatrain Avenue
Charlotte, NC · 2,620 sqft
$439,000
- 4Beds
- 2.5Baths
- 2,620SqFt
- 2005Year
- 12Days on market
About this home
Spacious open-concept home in Hamilton Lakes ready for your personal touch. The main level offers a flowing floor plan designed for comfortable everyday living and easy entertaining. Step outside to enjoy the fully fenced backyard featuring a large stamped concrete patio and additional storage building. Upstairs, the spacious primary suite is complemented by three additional bedrooms, providing flexible space for guests, hobbies, or a home office.
Recent updates include a new roof in 2024, a new furnace installed in October 2025 with a transferable warranty, and a new water heater in 2021 that also includes a warranty. The home has also benefited from regular annual HVAC servicing for added peace of mind. Residents of Hamilton Lakes can enjoy the neighborhood pool — perfect for cooling off during the hot summer months. Conveniently located near popular North and South Carolina destinations including Lake Wylie and Carowinds, with shopping, dining, and everyday conveniences just minutes away.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,620
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 12
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Linoleum, Tile
- HOA dues
- $290 / yr
Features
- Attic Stairs Pulldown
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,255/ month
- Principal & interest
- $2,718
- Property tax (~1.05%)
- $384
- Homeowners insurance
- $128
- HOA dues
- $24
Down payment
$21,950 down · $417,050 financed
Income to qualify (28% rule)
~$139,508 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
