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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1332 Frederick Street

Shelby, NC · 1,050 sqft

$200,000

  • 3Beds
  • 1Baths
  • 1,050SqFt
  • 1981Year

About this home

Discover incredible potential in this 3-bedroom, 1-bathroom all-brick Shelby home. Ideally suited for investors or first-time buyers, this residence offers a solid foundation for your creative vision. The layout maximizes natural light and functional space, providing a versatile canvas for updates. Step outside to a private yard with room for enhancements. Perfectly located near local dining and boutiques, this is a rare opportunity to build instant equity.

Property details

Beds
3
Baths
1
SqFt
1,050
Lot
Year built
1981
Type
Single Family
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$175
Homeowners insurance
$58
HOA dues

Down payment

$10,000 down · $190,000 financed

Income to qualify (28% rule)

~$63,085 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.