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John KurtzCharlotte · NC

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Davidson · Davidson, NC

1338 Torrence Circle #29

Davidson, NC · 1,156 sqft

$540,000

  • 2Beds
  • 2Baths
  • 1,156SqFt
  • 1996Year
  • 1Days on market

About this home

Lakefront living awaits in this nicely updated condo in Davidson Landing’s Emerald Bay. Enjoy long-range, year-round views of Lake Norman from the open-concept living area, anchored by a gas-log fireplace and sliding doors to a covered balcony. This one-level home offers approximately 1,156?sq?ft with two bedrooms and two baths. The refreshed kitchen features nice cabinetry, granite countertops and stainless appliances, while the primary suite includes balcony access and a newly updated en-suite bath. Additional updates include LVP flooring, upgraded bathroom vanities and fixtures, and in-unit laundry. An assigned parking space adds convenience.

Emerald Bay residents enjoy resort-style amenities including a lakeside pool, tennis courts and walking/fitness trails. Monthly HOA dues cover exterior maintenance and common-area upkeep. Davidson Landing also offers boat slips for rent, a dock/pier, playground and lakefront recreation area, making it easy to embrace the waterfront lifestyle. This turnkey condo is minutes from Davidson College, downtown shops and restaurants, and I-77. Whether you’re seeking a primary residence, vacation retreat or investment opportunity, this home combines comfort, modern updates and spectacular Lake Norman views.

Property details

Beds
2
Baths
2
SqFt
1,156
Lot
Year built
1996
Type
Condo
Days on market
1
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Slab
View
Long Range, Water, Year Round
HOA dues
$339 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,313/ month

Principal & interest
$3,344
Property tax (~1.05%)
$472
Homeowners insurance
$157
HOA dues
$339

Down payment

$27,000 down · $513,000 financed

Income to qualify (28% rule)

~$184,859 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.